Please watch the following videos to observe how I've assisted several of my clients.
Meet Janet
Janet Hemmings is a retired schoolteacher, keen horse racing enthusiast and has been a client for 13 years.
Janet's husband had recently passed when she came to me asking for advice as to how to manage her affairs in retirement. I was able to consolidate a number of investment and superannuation accounts into one account and establish a simple tax-free pension.
Since then, I have proactively managed her portfolio of investments, leaving Janet to concentrate on enjoying her family and or course, going to the races.
Meet The Turnbulls
Daavid & Judy Turnbull have been clients of Patricia Howard Financial Planning for seven years, and like many couples, they had just started thinking about their retirement plans when they first spoke with me.
As a result, we took control of their superannuation accounts and various other assets and put their savings to work in a quality superannuation fund, where they could invest in high-yielding direct shares.
Since then, Judy has retired, and we have created a pension account for her, which pays her a regular tax-free pension and where all the assets supporting that fund are tax-free.
Daavid is still enjoying working and so has put off retiring for a few years. He does though have the peace of mind knowing that he can retire at any time and that they will continue to enjoy life, knowing their finances are well managed.
As a result, we took control of their superannuation accounts and various other assets and put their savings to work in a quality superannuation fund, where they could invest in high-yielding direct shares.
Since then, Judy has retired, and we have created a pension account for her, which pays her a regular tax-free pension and where all the assets supporting that fund are tax-free.
Daavid is still enjoying working and so has put off retiring for a few years. He does though have the peace of mind knowing that he can retire at any time and that they will continue to enjoy life, knowing their finances are well managed.
Meet Mark
Introducing Mark Oddie, who has been a client of Patricia Howard Financial Planning for ten years.
Mark had decided to retire to a home he owned on the Mornington Peninsula and despite having a number of bad experiences using financial advisers in the past, he spoke with me to obtain advice as to what to do with an investment property he owned in Melbourne.
My advice was to sell the investment property, contribute as much as possible to super, where it could support a tax-free pension, and invest these funds and those outside super, in high yielding, well-managed listed companies.
I have proactively managed these share portfolios for him ever since.
Mark had decided to retire to a home he owned on the Mornington Peninsula and despite having a number of bad experiences using financial advisers in the past, he spoke with me to obtain advice as to what to do with an investment property he owned in Melbourne.
My advice was to sell the investment property, contribute as much as possible to super, where it could support a tax-free pension, and invest these funds and those outside super, in high yielding, well-managed listed companies.
I have proactively managed these share portfolios for him ever since.
Chat With Patricia Howard
Why not have a chat with me? It's a great way to get general financial advice about your specific situation, and when you do become a financial planning client the fee attached to the online meeting will be deducted.
